Investing in social housing or investing generally, can feel scary. Here were my 6 main fears:

1. This investment is a scam!
2. How can I guarantee getting my money back?
3. The returns are too good to be true!
4. What if something goes wrong with the housing provider?
5. What if the council goes bust?
6. How long will these opportunities last?

If like me, you are feeling concerned about investing, here are the 6 fears and
practical explanations that helped allay my fears and might help you too:

Fear 1: Is this a scam? So before signing on the dotted line, I asked to speak to
people who had already invested to see what they thought and whether the offer as
legit. People who invest have no reason to lie or to sugar coat anything. I spoke to a
housewife and separately to a policeman. The housewife was delighted and had
begun to receive a regular income which she was using for her sons private school
education. The policeman had already received six monthly payments and was using
it to enhance his lifestyle and was delighted. Speaking to real investors really helps
answer any initial concerns you have about companies legitimacy.
 

Fear 2: Can I guarantee getting my money back? Check the track record of the
housing provider. Do your due diligence. Our social housing investment strategy
secures your income directly from government funds. This arrangement significantly
reduces the financial uncertainties associated with tenant defaults, offering a more
stable and reliable revenue stream.  You can more easily enjoy the financial benefits
of a government-backed income.
 

Fear 3: ‘The returns are too good to be true!’: the high returns are formed by
the fact that the social housing provider works closely with big developers to sign
long term 15-25 year contracts, allowing them to negotiate lower. With the
government paying between 45 75% higher than the usual rental rate for social
housing due to the affordable homes programme which, in place until March 2026,
(any investment before this date will fall in place within this government programme,
so in effect is ring-fenced). You, the investor, will receive your monthly fixed return
from the profit generated.
 

Fear 4: What if something goes wrong? If something happens to the Directors
of the housing provider, or the social housing provider ceases trading all contracts
will be transferred directly to a third-party legal firm, ensuring the investor will
continue to receive their monthly returns. All your protections are within a contract
drawn up and agreed between all providers.

Fear 5: What happens if the council goes bust? This kind of housing
expenditure is classed under essential spending so the government will step in much
like they did when Birmingham City Council went bust and the street lamps stayed
on, the bins were collected etc. Essential spending simply means essential!
 

Fear 6: How long will social housing opportunities last? Social housing
providers I work with always upcoming opportunities, some with over 300 units at
any moment in time and a pipeline of 1000+ over the next year. This should give you
a good idea that they are able to accommodate and promise the stated returns.

Hopefully by reading this you've gained at least a slight bit of confidence about property investing and how to start. It can be really daunting for anyone who is a beginner and even for people who have been in doing this for a while.

Want to start your property journey?
 

Check out the opportunity below and you can get started!